2023 was a year marked by rapid technological advancements and global uncertainty. As businesses grappled with the challenges posed by emerging technologies like generative AI and navigated the complexities of volatile economies and disrupted supply chains, the need for adaptability and innovation became more apparent than ever.

We are all aware of the importance of embracing sustainable practices, so why is the tanker not changing direction fast enough? Organisations are reporting positive returns for their ESG initiatives, however the progress of change is still slow. It’s driving a cultural change to embrace sustainable practices, and embed sustainability into the core values and operations, then translating these plans into actionable strategies that will create meaningful impact.

In the face of climate change and resource constraints, businesses must adopt innovative thinking and operational approaches. The urgency of ESG action necessitates a strategic shift. Meaningful progress in ESG requires extensive connections and communications across a broader ecosystem, involving partners, suppliers and consumers. Despite widespread calls for action, many business leaders struggle to expand their influence from strategy to execution, possibly due to the perceived enormity of the task.

In the world of AI and Defence, the Defence AI Centre (DAIC) is leading the charge, fostering collaboration between government, industry, academia, and allies for the strategic advantage of the UK Armed Forces. The recent industry engagement day on 27 November, DAIC Connect provided a platform for representatives from various AI companies with a Defence focus to come together and discuss the latest plans and innovations in the field.

In today's rapidly changing world, one thing remains constant - the need for security. So how can the UK’s defence industry defend against cyber security threats? With defence supply chain vulnerabilities identified as a key target, how can it be defended successfully?

I can't believe it's been over a week since AI LIVE 2023 took place, marking the culmination of our incredible AI Impact Series! Thank you so much to all the members, speakers and partners who came together for a fantastic day of panels, presentations, interviews, roundtable discussions and of course networking. The day was filled with lively and thought provoking discussions covering topics ranging from evaluating the business impact of AI to identifying AI opportunities at your organisation, and exploring the art of the possible.

Chief Disruptor LIVE returned for its 9th Edition last week at The May Fair Hotel in London. Members, partners and speakers converged for a day of keynotes, interviews, panels, roundtable discussions and networking. We discussed and debated the next stages of digital transformation, purpose-driven disruption and innovation in 2023, driving more data-driven decision-making, the evolving ‘people’ challenge and the small topic of Artificial Intelligence. Join me as we reflect upon four key takeaways from a jam-packed Chief Disruptor LIVE:

Are business leaders seriously jeopardising the legacy of their business for short-term gain? How can business leaders achieve their ESG commitments cost-effectively? What pathways and dependencies enable businesses to grow and not simply defend in ESG? And given the current macroeconomic environment, where are the successes for us to learn from?

CONTENTS 2023: A Challenge or an Opportunity for Financial Services? Financial services perceive more risk than other Industries Financial Services Strategy in 2023 Financial Services Mindset in 2023 Financial Services Technology in 2023 What have we learnt from the Chief Disruptor Community?

Introduction